“Spend Less/Earn More” is a post by Adina J in which she picks sides in the PF feud. The PF world is divided into many camps, usually deeply polarized ones. One of the more interesting of these polarities is represented by the spend less/earn more contingents. Occasionally, you might get a blogger who focuses equally …
Continue Reading...
I previously wrote about quitting my expensive smoking habit, which was negatively affecting my health and my wallet. This week’s post is about a habit that is less deadly, but just as much of an impediment to living the lifestyle I want to live. One of my major flaws is disorganization. My time management skills …
Continue Reading...
I have a long commute. The most direct route is about 70 kilometers. Without traffic, it would take an hour by car. Because of extremely bad traffic, driving would almost always take a lot longer than that; gas and parking would make it an incredibly expensive proposition. So I’ve instead opted for public transit — …
Continue Reading...
The first quarter of 2013 is coming to a close, so I thought this would be the perfect time to take a look at my yearly goals, assess my progress, and set some new objectives for the rest of the year. My New Year’s resolutions were as follows: Save $1500; Pay off my consumer debt; …
Continue Reading...
We all have stress in our lives. If you’re like me, your stress comes in ebbs and flows. It often centers on particular events. I’ve been feeling an acute amount of stress in the last month compared to usual, which makes “dealing with stress” a topic I want to reflect on. My return to work from …
Continue Reading...
The marginal returns on home renovations will decline alongside the popping Canadian housing bubble. In fact, the returns on a lot of these “investments” already fail to cover their costs. Since getting my house, I’ve been looking for low-hanging fruit to increase its comfort level, because I plan to live there for a very long time if …
Continue Reading...
This will be the first winter that I have an entire house to myself (and my partner and my daughter). I’m on an extremely fixed income because my parental leave top-up is now a fond memory. During the summer, I strove to keep my electricity bill low using common sense. Most of my “tactics” required only …
Continue Reading...
“Responsibility Fatigue: Why Being Mature is a Lonely Lifestyle” is a post by freelance writer and TimelessFinance contributor Adina J. You have probably heard of “debt fatigue”; it’s an affliction of the perpetually-in-debt, which is generally believed to result in more debt. I have the opposite problem. From time to time, I come down with a …
Continue Reading...
Last Thursday, I felt a bit weird. I woke up on Friday with a full-blown cold. Lame. When I was working fulltime, I rarely needed to take a sick day. Now that I’m on parental leave, there’s no such thing as a sick day. Especially when your baby gets sick at the same time. (I …
Continue Reading...
Last week, I saw this tweet from MoneySense: Generation Y is outspending older Canadians on luxury items. Fancy that. This & other stories in the roundup:moneysense.ca/?p=29906 — MoneySense(@MoneySenseMag) June 20, 2012 That led me to this weekly round-up, which finally led me to this article from the online version of the magazine Canadian Business. You’re …
Continue Reading...