While I’ve shared many confessions and mea culpas in my “Money-Stupid Anonymous” column, I’m proud to say that I’m a practical person when it comes to big ticket items. Even before I started writing for TF and paying off my debt, it was never my style to drop money on unnecessary large purchases. My furniture …
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“Tracking Expenses, deuxième partie” is a post by Adina J in which she confesses to picking up an old habit again. Back in August 2012, I wrote about my decision to stop tracking expenses. Readers warned me that I might find the habit hard to break. I’ve decided to start tracking my family’s expenses again. “I told you …
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A few weeks ago I started using Gail Vaz-Oxlade‘s jar method to budget my spending money. At the time, there were some great comments, including arguments for and against the jar method. Now that I’ve lived with this system for a while, I decided to lay out the pros and cons as I see them. …
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I overshot my budgeted spending allowance this week. The damage is not severe (I am only a mere $20 over my spending limit) but I’ve decided to treat this seriously and ensure I stay more on track during the coming weeks. It may not seem like a big overage but I’m trying to pay off …
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Friday was the first payday of the New Year for me, meaning it’s time to put my new budget into practice. For a while now I’ve been living on cash to protect myself from racking up any additional debt. Now that I am putting aside money into savings, paying my bills in full, and eliminating …
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“New Year’s Resolutions” is a post by Adina J, in which she outlines her financial goals for 2013. I don’t believe in making New Year’s resolutions. If there is something I know I need to accomplish, I just start working on it rather than waiting for that magical “tomorrow” that never comes. And if it’s …
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“Year-End Financial Review” is a post by Adina J, in which she regales you with an intimate (OK, actually a bit detached) look at her sheets. Her financial year-end spreadsheets, that is. With the year quickly coming to an end (hopefully to be followed by another one and not an Apocalypse), PerFi bloggers across the …
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“Tracking My Spending: Why I Stopped” is a post by freelance writer, TimelessFinance contributor, and author of Blue collar / Red lipstick, Adina J. As of this month, I have stopped tracking my spending. I don’t track my spending, nor my husband’s. To devotees of Gail Vaz-Oxlade (a.k.a. “GVO”), or of most personal finance blogs …
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I’m currently on parental leave. That means I’m not tied to a single geographical location. Of course I wouldn’t dream of travelling without my lovely daughter (she kind of needs me and I definitely need her). I’ve pondered buying a condo in Florida but, unless something significant changes, I’m no longer going to do it. …
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Mint.com is a service that consolidates financial information from many accounts at different institutions. Imagine that you have a chequing account with TD Canada Trust and a savings account at ING Direct. Well, you could log into Mint.com, provide your login information for TD Canada Trust and ING Direct and presto! You can see both accounts …
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